/**
 *
 * @param timestamp $timestamp
 * @param int $amount number of days to go ahead
 * @param int $limit give as hours when day ends and is considered as next day
 * @return timestamp
 */
function get_bank_days($timestamp, $amount, $limit=0)
{
	if($limit && date("H", $timestamp) > $limit)
		$timestamp = strtotime("+1 days", $timestamp);

	for($j=0; $j<$amount; $j++)
	{
		if(date("N", $timestamp) >= 6) // skip saturday & sunday
			$timestamp = strtotime("next Monday", $timestamp);
		$timestamp = strtotime("+1 days", $timestamp);
	}

	if(date("N", $timestamp) >= 6) // skip saturday & sunday
		$timestamp = strtotime("next Monday", $timestamp);

	return $timestamp;
}

// testata voi tällä:
/*
setlocale(LC_TIME, "fi_FI");

for($i=0; $i<365; $i++)
{
	$tms = strtotime("+$i days", strtotime("2009-01-01 14:00"));

	$payday = get_bank_days($tms, 2, 16);

	echo strftime("%d.%m.%Y (%A)", $tms) ." => maksupäivä: ". strftime("%d.%m.%Y (%A)", $payday) ."<br />\n";
}
*/